Coronavirus Business Interruption Insurance Attorneys

Attorneys in Miami, Fort Lauderdale, & All of Florida

Has your business been affected by COVID-19?

If you have lost significant revenue or have had to shut down your business due to COVID-19 we may be able to help you.

We are currently helping businesses recover from damages incurred during the pandemic by reviewing their business insurance policy at no cost to them and finding ways to prove coverage.

What do you need to do?

Join the list - You will receive updates and next steps. We usually contact business owners within 48 hours. Please be ready to provide a copy of your business insurance policy.

When you purchased business insurance, you probably weren’t imagining a global pandemic. Unfortunately, Coronavirus disease 2019 (COVID-19) has impacted the entire world and likely had devastating effects on your business. While this interruption isn’t what you had in mind when you made an investment to protect your business, your losses may still be covered by your insurance policy.

Business policies may cover loss of income and extra expenses as a result of:

• Business Closures,
• Setting up remote or off-site operations,
• Supply Chain Losses or Disruptions,
• Order Cancellations,
• Event Cancellations,
• Additional payroll expenses,
• And most other reasonable expenses you incur.

The question becomes, “does my policy cover my business for these damages due to the Coronavirus pandemic?” The answer lies within the difficult-to-understand language in your specific policy…what it says and what it doesn’t (some policies cover anything that is not specifically excluded).

Like most of us, many insurance companies did not foresee a world turned upside by a “virus” and the tremendous amount of money they would have to pay out. Those insurance companies that did, put language in their policies that explicitly exclude these losses. But many did not, and for those insurers, the law requires them to pay their policy holders to the fullest extent.

In our experience dealing with insurance companies for the past 50 years, most of them will unfairly try to find ways to deny your claim by twisting the words in your policy to get themselves off the hook. But we know how to hold them accountable and make them pay what they owe.

So what does your business insurance policy say? Let us review it and give you our opinion, free of charge.

If you need help interpreting the language of your policy or proving your claim, please contact our Coronavirus business interruption attorneys in Florida. 

But be aware, even when insurance companies decide to honor their end of the bargain, they often make it extremely difficult for you and try to “low-ball” you. We have the forensic business and accounting experience and resources to make sure they don’t get away with that, and otherwise support you along the way.

Whether it’s damage to a retail store, restaurant, bar, hotel, manufacturer, health care provider, professional services company or firm, or any other business, we know how to get results. And we do it on a contingency…meaning, we do the work, we pay for all of the expenses, and we only get paid if you do.

Since 1970, our firm has been handling business interruption claims and going toe-to-toe with big insurance companies. We’ve seen insurers deny claims or act in bad faith after hurricanes and other natural disasters, and we can weather this storm with you, too.

Stabinksi Law can help if your insurance company:

• Refuses to pay a valid claim,
• Denies your claim without a reasonable explanation,
• Intentionally misinterprets the language of your policy,
• Fails to investigate your claim,
• Cancels your policy,
• Or otherwise acts in bad faith.

If your insurer fails to uphold the terms of your agreement, Stabinski Lawis here for you.

Get in Touch Today

These are largely unprecedented times, and many policies allow for relief. Additionally, the rules surrounding COVID-19 insurance claims are far from solidified.

If you need to use your insurance policy, now is the time to act. Our attorneys will listen to your goals, needs, and objectives and use our knowledge of the law to pursue policy benefits on your behalf.

All you need to do is call Stabinski Law at (305) 643-3100 or request a free consultation online. To prevent the spread of the virus, we can conduct all meetings by phone and video conference, as well.

Please note: our firm can help you understand insurance law and how it applies to your business and your insurance policy, but we are not healthcare professionals, nor scientists.

For a better understanding of COVID-19, please read available resources from the Centers for Disease Control and Prevention(CDC) and the World Health Organization(WHO).

We also encourage you to abide by laws and executive orders at the federal, state, and local levels.